Harmony of Peace and Love Limited

Public Offer Agreement

For the provision of access to online educational materials

Effective date: 25 June 2026

This document constitutes an official, public and irrevocable offer (the “Offer”) of Harmony of Peace and Love Limited (the “Company”), addressed to any legally capable individual (the “Client”) who wishes to obtain access to the Company’s online educational materials. Full and unconditional acceptance of this Offer (acceptance) is the Client’s payment for the Materials in the manner set out in Section 4. From the moment of acceptance, this Offer is deemed a binding agreement (the “Agreement”) between the Company and the Client on the terms set out below.

1. Terms and Definitions

1.1 Company — Harmony of Peace and Love Limited, a company incorporated in Hong Kong; full details are set out in Section 14.

1.2 Client — any individual who has accepted this Offer in the manner provided herein.

1.3 Materials — the educational content of the online course “Fitness, Yoga & Body Energy”, including theory, practices, checklists and related guidance, provided in PDF format.

1.4 Messenger — the instant-messaging application agreed between the Parties, through which the Materials are delivered and communication is conducted.

1.5 Manager — an authorised representative of the Company who communicates with the Client, agrees the cost of the Materials and arranges access.

1.6 Acceptance — the full and unconditional acceptance of the terms of this Offer by means of payment for the Materials.

2. Subject of the Agreement

2.1 The Company undertakes to provide the Client with access to the Materials, and the Client undertakes to pay for and accept them, on the terms of this Agreement.

2.2 The Materials are provided for the Client’s personal, non-commercial use.

2.3 The Materials are informational and educational in nature and are delivered electronically in PDF format via the Messenger. They do not constitute a medical, therapeutic or diagnostic service (see Section 9).

3. Acceptance of the Offer

3.1 Acceptance of the Offer is the Client’s payment for the Materials in the amount and by the method communicated by the Manager.

3.2 By accepting this Offer, the Client confirms that they: have read and agree with all of its terms; are of legal age and full legal capacity; and have no medical contraindications to participating in fitness, yoga and breathing practices, or have consulted a physician beforehand.

3.3 The Agreement enters into force from the moment of Acceptance and remains in force until the Parties have fully performed their obligations.

4. Price and Payment

4.1 The cost of the Materials is determined individually and is communicated to the Client by the Manager during correspondence prior to payment.

4.2 By making payment, the Client confirms agreement with the communicated cost and the scope of the Materials.

4.3 Payment is made by the method specified by the Manager (for example, bank card, payment link or bank transfer). The currency and exact payment procedure are confirmed before payment.

4.4 The Client’s payment obligation is deemed fulfilled at the moment the funds are credited to the Company’s account.

4.5 Unless otherwise agreed, any bank or payment-system fees are borne by the Client.

5. Provision of Access and Delivery of Materials

5.1 Following confirmation of payment, the Company provides the Materials and conducts all further communication via the Messenger agreed with the Client.

5.2 The Materials are delivered in PDF format.

5.3 The Client is responsible for providing accurate contact details (including the Messenger account) for delivery. The Company is not liable for non-delivery caused by inaccurate details provided by the Client.

5.4 Access is deemed duly granted once the Materials have been sent to the Client via the agreed Messenger.

6. Rights and Obligations of the Parties

6.1 The Company undertakes to: provide the Materials after payment is received; and maintain the confidentiality of the Client’s personal data in accordance with Section 10.

6.2 The Company has the right to: amend this Offer in accordance with Section 12; and refuse or suspend the provision of the Materials in the event of a breach by the Client, including the unlawful distribution of the Materials.

6.3 The Client undertakes to: pay for the Materials; use the Materials personally; and refrain from copying, reproducing, distributing, reselling or publishing the Materials.

6.4 The Client has the right to: receive the Materials paid for; request a refund in accordance with Section 7; and receive informational support from the Manager within the agreed scope.

7. Refund Policy

7.1 To request a refund, the Client must send a request to finance@hpllimited.com, stating the payment details and the reason for the request.

7.2 A refund request may be submitted within fourteen (14) calendar days from the date of payment, unless a longer period is required by applicable law.

7.3 The Company reviews each request individually and, where a refund is approved, processes it to the original payment method within ten (10) business days of approval.

7.4 To the extent permitted by applicable law, the Company may decline a refund where the Materials have already been delivered and substantially used or downloaded by the Client.

8. Intellectual Property

8.1 All Materials and their content are the intellectual property of the Company and/or its licensors and are protected by applicable law.

8.2 The Client receives a non-exclusive, non-transferable right to use the Materials for personal purposes only.

8.3 Any copying, reproduction, distribution, public display, resale, transfer to third parties or creation of derivative works is prohibited without the Company’s prior written consent.

8.4 Breach of this Section may result in termination of access without a refund and in liability under applicable law.

9. Health Disclaimer and Limitation of Liability

9.1 The Materials are provided for general informational and educational purposes and do not constitute medical advice, diagnosis or treatment.

9.2 Fitness, yoga and breathing practices involve physical activity. The Client should consult a qualified physician before beginning, in particular where they have any health condition, injury, pregnancy or other limitation.

9.3 The Client performs all practices voluntarily and at their own risk and is solely responsible for their own health and safety.

9.4 To the maximum extent permitted by law, the Company is not liable for any direct or indirect harm, injury or loss arising from the use of, or inability to use, the Materials.

9.5 The Materials are provided “as is”. The Company does not guarantee any specific results, which depend on individual factors.

10. Processing of Personal Data

10.1 By accepting this Offer, the Client consents to the Company processing their personal data (such as name, contact details, Messenger account and payment-related information) for the purpose of performing this Agreement.

10.2 The Company processes personal data in accordance with applicable data-protection law, including, where applicable, the Personal Data (Privacy) Ordinance of Hong Kong.

10.3 Personal data is processed in order to: provide the Materials and support; process payments and refunds; and comply with legal obligations.

10.4 The Company applies reasonable measures to protect personal data and does not transfer it to third parties except as necessary to perform the Agreement or as required by law.

10.5 The Client may request access to, correction of, or deletion of their personal data by contacting contact@hpllimited.com.

10.6 Personal data is retained for as long as necessary for the purposes set out above or as required by applicable law.

11. Force Majeure

11.1 The Parties are released from liability for non-performance or improper performance of their obligations where this is caused by circumstances beyond their reasonable control, including natural disasters, war, civil unrest, acts of public authorities, and failures of internet or telecommunication networks.

12. Term, Amendment and Withdrawal of the Offer

12.1 The Offer takes effect from the date of its publication and remains in force until withdrawn by the Company.

12.2 The Company may amend the Offer at any time by publishing a new version. Amendments take effect upon publication and do not apply retroactively to Agreements already accepted.

12.3 The current version of the Offer is available on this page.

13. Governing Law and Dispute Resolution

13.1 This Agreement is governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

13.2 The Parties shall seek to resolve any dispute through negotiation. Pre-action correspondence is sent to contact@hpllimited.com, with a response period of fifteen (15) business days.

13.3 If a dispute is not resolved through negotiation, it shall be submitted to the competent courts of Hong Kong, unless otherwise required by mandatory applicable law.

14. Company Details and Contacts

Company
Harmony of Peace and Love Limited
Business Registration / TIN
77211941
Registered address
50 Stanley Street, World Trust Tower, Suite C, Level 7, Central, Hong Kong
Authorised representative
Madina Mansirova
General enquiries
contact@hpllimited.com
Refund requests
finance@hpllimited.com